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      A personal loan from Discover gives you more

      Flexible-repayment-terms-icon
      Flexible repayment terms

      Choose how long you want to pay off your loan, from 36—84 months.

      Fixed-monthly-payments-icon
      Fixed monthly payments

      Lock in a fixed interest rate and your payments won't change.

      Loan-up-to-$35,000-icon
      Loans up to $35,000

      And because it's an unsecured loan, you don't need collateral.

      Choose how long you want to pay off your loan, from 36—84 months.

      Lock in a fixed interest rate and your payments won't change.

      And because it's an unsecured loan, you don't need collateral.

      Know your rate first—checking won't affect your credit score.

      Check Your Rate

      Watch this quick video to learn more about personal loans

      The Benefits of a Personal Loan

      • A personal loan can save you money on interest.??79% of customers told us they saved money be consolidating debt with a Discover personal loan, with the majority of debt consolidation customers saying they saved an average of $308 per month.

      • A personal loan can help you pay off debt sooner.??81% of customers told us they paid off existing debt sooner with a Discover personal loan, with 59% reporting that they paid it off an average of 2 years earlier.

      • A personal loan can help you reduce stress.??80% of customers who consolidated debt with a Discover personal loan told us they felt less stressed.

      Common questions about personal loans

      See More FAQs

      Explore more personal loans tools and resources

      Check the Resource Center for helpful articles and tools to help you every step of the way.

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